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Assurance Cum Pension Plan - Without Profit

Type of Plan

It is a Deffered Annuity Plan

Term of Policy

Assured's Age at Commencement of Pension

Age of the Assured at Commencement of Policy

Minimum 18 Years and Maximum 50 Years

Commencement of Pension

At any age between 50 and 60 Years of Assured

Mode of Payment

Any of Quarterly, Half Yearly and Yearly

Benefit of Plan

1.

Death of Assured during policy period (before commencement of pension) 10(ten) times of yearly pension.

2.

Minimum 10 ten years guaranteed pension.
After commencement of pension, the assured or his/her nominee shall get minimum 10(ten) years guaranteed pension i.e. if the assured dies at any time after commencement of pension during the guaranteed 10 years time, his/her nominee will get pension for the rest period of guaranteed 10 (ten) years.

3.

The assured shall get yearly pension as longs as he lives. It will be immediately stopped after his death .

4.

The assured can surrender maximum 50% of his pension. In exchange of lump sum at any time within one year of commencement of pension.

Rate Chart

Premium Rate Per 1,000/- Sum Assured

Age

Term

50

51

52

53

54

55

56

57

58

59

60

20

135.50

124.90

115.40

106.80

99.10

92.10

85.90

80.30

75.20

70.70

66.60

21

146.10

134.50

124.00

114.60

106.20

98.50

91.70

85.60

80.00

75.10

70.70

22

157.90

145.10

133.60

123.20

113.90

105.60

98.10

91.30

85.30

79.90

75.10

23

170.90

156.70

144.00

132.70

122.40

113.30

105.10

97.70

91.10

85.20

79.90

24

185.30

169.60

155.60

143.10

131.80

121.70

112.70

104.60

97.40

91.00

85.20

25

201.30

183.90

168.40

154.50

142.10

131.10

121.10

112.30

104.40

97.30

91.00

26

219.20

199.80

182.60

167.20

153.50

141.30

130.40

120.70

112.00

104.20

97.30

27

239.10

217.50

198.30

181.30

166.20

152.70

140.60

129.90

120.30

111.80

104.20

28

261.40

237.30

215.90

197.00

180.10

165.20

151.90

140.10

129.50

120.20

111.80

29

286.50

259.40

235.50

214.40

195.70

179.10

164.40

151.30

139.70

129.40

120.20

30

314.80

284.30

257.40

233.80

213.00

194.50

178.20

163.70

150.90

139.50

129.40

31

344.80

312.40

282.10

255.60

232.30

211.70

193.50

177.50

163.20

150.70

139.50

32

378.80

342.10

310.00

280.10

253.90

230.90

210.60

192.80

177.00

163.00

150.70

33

417.40

375.80

339.50

307.80

278.30

252.40

229.70

209.80

192.20

176.70

163.10

34

461.70

414.20

373.00

337.10

305.70

276.60

251.10

228.80

209.20

192.00

176.80

35

512.60

458.00

411.00

370.30

334.80

303.90

275.10

250.10

228.10

208.90

192.00

36

571.70

508.50

454.50

408.00

367.70

332.80

302.30

274.00

249.30

227.80

209.00

37

640.90

567.10

504.50

451.10

405.10

365.40

331.00

300.90

273.10

248.90

227.80

38

722.90

635.70

562.60

500.70

447.90

402.60

363.40

329.50

300.00

272.70

249.00

39

821.00

716.90

630.60

558.30

497.10

445.00

400.30

361.70

328.40

299.40

272.60

40

940.50

814.10

711.00

625.60

554.20

493.80

442.30

398.30

360.40

327.70

299.30

41

1088.40

932.40

807.30

705.30

620.90

550.30

490.70

440.00

396.70

359.50

327.40

42

1276.00

1078.90

924.40

800.60

699.70

616.40

546.70

488.00

438.10

395.60

359.10

43

1520.90

1264.60

1069.40

916.50

794.10

694.40

612.20

543.50

485.70

436.70

395.00

44

1853.00

1506.90

1253.10

1060.00

908.80

787.80

689.40

608.30

540.70

483.90

435.80

45

2327.80

1835.50

1492.80

1241.70

1050.60

901.20

781.80

684.80

604.80

538.40

482.60

46

2305.20

1817.80

1478.70

1230.30

1041.50

893.90

776.10

680.50

601.90

536.60

47

2282.20

1799.90

1464.50

1219.00

1032.50

886.90

770.80

676.70

599.50

48

2258.90

1781.90

1450.40

1207.90

1023.90

880.40

766.10

673.50

49

2235.40

1763.90

1436.50

1197.10

1015.60

874.30

761.80

50

2211.70

1746.00

1422.70

1186.60

1007.90

868.70

51

2188.00

1728.20

1409.30

1176.70

1000.70

52

2164.30

1710.70

1396.40

1167.30

53

2140.90

1693.70

1384.10

54

2117.90

1677.30

55

2095.40