Denmohor Bima - With Profit
Denmohor
Denmohor Insurance plan is actually a savings insurance plan. For making the family life fully confident & pure this policy can play a vital role considering financial matters. Considering the reality of our society most of the cases “Denmohor” remains unpaid , which is a great sin and side-by-side it secure the financial security of women. To solve this problem Alpha Islami Life Insurance Limited has introduced “Dehmohor insurance” plan . While the policy is enforced if the policyholder dies then full Sum Assured with profit shell be paid to the nominee of the policyholder and if the policyholder survives till maturity of the policy then full Sum Assured with attractive profit shall be paid to the policyholder in this policy in case of unmarried policyholder nominee shell be his legal heir and if any married man take this policy in that case nominee shell be his wife only. Term of this policy can be 10,12,15 and 20 years. But at maturity policyholders age shall not exceeds 70 years and minimum Sum Assured under this policy is BDT. 50,000 (fifty thousand) only.
This plan allows you to avail any or multiple of the following supplementary insurance facilities :
- Accidental Death Benefit (ADB).
- Permanent Disability & Accidental Benefit (PDAB).
- Critical Care (CC).
- Waiver of Premium (WP).
- Plus
- Income Benefit Rider (IBR).
• You shall get income tax rebate on the deposited premium under this scheme and insurance claim amount is also tax free.
• The premium rate Half Yearly, Quarterly and Monthly premium rate may be obtained by multiplying the Annual premium rate by 0.525, 0.275 and 0.0925 respectively.
Rate Chart
Annual Premium for Tk 1000 sum insured
Age |
Term in years |
||||
10 |
12 |
15 |
20 |
||
20 |
109.41 |
89.92 |
70.55 |
51.45 |
|
21 |
109.41 |
89.92 |
70.56 |
51.46 |
|
22 |
109.41 |
89.93 |
70.57 |
51.48 |
|
23 |
109.42 |
89.93 |
70.58 |
51.50 |
|
24 |
109.42 |
89.94 |
70.59 |
51.52 |
|
25 |
109.43 |
89.95 |
70.6 |
51.56 |
|
26 |
109.44 |
89.96 |
70.62 |
51.60 |
|
27 |
109.45 |
89.98 |
70.65 |
51.65 |
|
28 |
109.47 |
90.00 |
70.68 |
51.71 |
|
29 |
109.49 |
90.02 |
70.72 |
51.78 |
|
30 |
109.51 |
90.06 |
70.77 |
51.87 |
|
31 |
109.55 |
90.10 |
70.84 |
51.98 |
|
32 |
109.59 |
90.16 |
70.92 |
52.11 |
|
33 |
109.65 |
90.23 |
71.01 |
52.25 |
|
34 |
109.71 |
90.32 |
71.13 |
52.43 |
|
35 |
109.80 |
90.42 |
71.27 |
52.63 |
|
36 |
109.91 |
90.55 |
71.43 |
52.86 |
|
37 |
110.03 |
90.7 |
71.62 |
53.13 |
|
38 |
110.19 |
90.88 |
71.84 |
53.43 |
|
39 |
110.37 |
91.09 |
72.10 |
53.78 |
|
40 |
110.58 |
91.33 |
72.39 |
54.16 |
|
41 |
110.82 |
91.61 |
72.72 |
54.60 |
|
42 |
111.10 |
91.92 |
73.10 |
55.08 |
|
43 |
111.42 |
92.28 |
73.52 |
55.62 |
|
44 |
111.77 |
92.68 |
73.99 |
56.22 |
|
45 |
112.17 |
93.13 |
74.51 |
56.88 |
|
46 |
112.62 |
93.62 |
75.08 |
57.60 |
|
47 |
113.11 |
94.17 |
75.71 |
58.40 |
|
48 |
113.65 |
94.77 |
76.41 |
59.28 |
|
49 |
114.25 |
95.43 |
77.18 |
60.25 |
|
50 |
114.90 |
96.15 |
78.02 |
61.30 |
|
51 |
115.62 |
96.95 |
78.94 |
|
|
52 |
116.40 |
97.82 |
79.95 |
|
|
53 |
117.27 |
98.78 |
81.06 |
|
|
54 |
118.21 |
99.83 |
82.28 |
|
|
55 |
119.26 |
100.99 |
83.62 |
|